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Long-horizon, tax-aware

Savings & Retirement Account

A long-horizon account for capital that should compound rather than trade. Recurring contributions are allocated to diversified model portfolios, cash balances earn a money-market yield, and reporting is structured for tax-advantaged wrappers.

$1,000
Minimum funding
Up to 4.1% APY
Cash yield
0.35% p.a.
Management fee
Quarterly
Rebalancing

What you get

Automated contributions

Schedule weekly or monthly deposits by direct debit, wire or standing order and allocate them across your chosen model automatically.

Diversified model portfolios

Five risk-graded models spanning global equities, investment-grade bonds, commodities and a capped digital-asset sleeve.

Yield on idle cash

Uninvested balances sweep into a money-market facility, accruing daily and paid monthly with no lock-up.

Tax-aware reporting

Annual gain/loss statements, cost-basis tracking and loss-harvesting flags compatible with common retirement wrappers.

Key terms

Horizon
5 years and longer
Leverage
None — cash account
Withdrawals
T+2, no exit fee
Models
Conservative → Aggressive (5)
Rebalancing
Quarterly or 5% drift band
Reporting
Annual tax pack, cost basis

Questions

Other account types